General
5 Mistakes You Should Avoid After a Car Accident
With more than 6 million car accidents occurring every day, it’s more a matter of “when” and not “if” you will be involved in a wreck on the road. These accidents can result in serious or fatal injuries, personal injury to the passengers and drivers, property damage and damage to the vehicles.
Even a slight collision on the road can ruin your day and lead to days, weeks, months, even years of physical and emotional pain dealing with insurance companies and other details. If this misfortune has happened to you, there are certain things you need to do immediately after the accident scene to not only ensure your safety but also the safety of other drivers or any person involved in the collision.
Of course, you should document the scene properly for insurance reasons and law enforcement. While you should always ensure to take the necessary steps after an accident, you should also remember to avoid common mistakes people make after a traffic accident.
Here is a list of the top five mistakes you should avoid if you are in an automobile accident:
1: Taking a Minor Accident is Not Serious
If you were involved in a traffic accident but you think the damages are only minor and no one seems injured, is it right to drive away? Absolutely not! You should stop and check if everyone is fine or in need of medical attention.
Look at how many people are involved in an accident, exchange the necessary information, and report the accident to law enforcement and your insurance company. In some countries, not doing so and leaving the scene of an accident is a crime and can cause hefty fines and even jail time.
2: Not Reporting To the Police
Many people think that if no one is injured in a crash, it is not mandatory to report the incident to law enforcement. Some drivers are nervous about dealing with the police, but if you don’t have a police report that documents the facts and circumstances of your accident, what proof do you have of what happened and who was to blame? This is one reason is why having a police report is important and can truly speed up the insurance claims process as well.
3: Yelling At Others
A car accident is often an overwhelming and stressful event to experience. Most times, you don’t understand what to do, so you just lose your temper instead of checking if you are safe. Blaming and yelling at others won’t do any good.
Panic can even expose you to involve in further complications. After a car accident, stay calm and composed. More importantly, this is where you actually need to make a decision with a relaxed mind and do everything that will be required in later car accident settlement discussions and other legal procedures.
4: Fail To Obtain Complete Information of the Other Driver
Do not forget to obtain the proper details and insurance information from the other driver. This might include name, address, coverage policy number, insurance provider, and the other vehicle’s license plate number. Also, make sure to take pictures of the scene, the damage is done to vehicles, the injuries, the location where the accident occurred, and other details that may be important later on.
5: Not Following Through with Your Insurance Company
While handling everything after the car accident is difficult, you can’t afford to avoid following up on everything. Make sure that your insurance claim is filed in a timely manner and know what your insurance covers straight away, so you don’t need to pay any unnecessary amount out of your own pocket.
Also, make sure to consult a doctor, even if you’re not in a lot of pain. Some car accident injuries are not apparent right away but can develop later on as a result of the accident. Most importantly, do not forget to contact a car accident attorney to help you in negotiations and other legalities.
Car accidents can be devastating. But not taking follow up and running away from the scene can multiply the severity of the issue.
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